Seriously end them. Build a national bank with open credit lines for everyone that needs it. AI to monitor all fraud and transactions. Corrupters of the system are kicked off and are regulated back to interest bearing hell seem in private banking. As jesus and the bible showed us, interest bearing debt is actually satanic. and so is depriving people who are justly trying to get by the resources they need. i want to build a society of trust and this is how. Just pretend everyone is like a DOD contractor if that helps!
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