These subsidies are financial aids from the government to help individuals purchase their first home, making homeownership more accessible. Proponents argue that it helps people afford their first home and promotes homeownership. Opponents argue that it distorts the housing market and could lead to higher prices.
@9NP5YRQ 1 day1D
Yes, if it uses the individual or joint tax-payer’s income that would own the property, not the public.
@9NNNY5J1 day1D
Government should curb real estate speculation, with measures should a allowing tax deductions for a person's primary residence only. Renters should get the tax deductions for the taxes on the properties they rent, as their primary residences.
@9NMVK6D 2 days2D
Everyone should be entitled to a home. We should create institutions that allow us to pool our resources and house our entire population.
@9NKQVGF 3 days3D
Not financial assistance, but possibly interest rate reductions or elimination of MIP for those with a good credit rating.
@9NHCDC74 days4D
Yes, and bar corporations and private equity from buying homes, which reduces the available stock and increases prices.
@9NGT8PN4 days4D
Subsidies should not be automatic. There should be a structure in place to qualify such as work history, citizenship status.
@9NF4DKY6 days6D
I believe there needs to be more of a focus on making homes affordable to begin with so that the government doesn’t have to provide subsidies to more people who cannot afford it
@9ND374B6 days6D
Instead of a subsidy, reduce taxes and fees associated with the home purchase and give a big tax break on that year's federal income tax.
@9N92GYS1wk1W
Yes, but only for home buyers at or below a certain income threshold to avoid subsidizing the wealthy
@9N5WBYD1wk1W
Yes, but it would be even better if the government built affordable high quality housing for the lower and middle class.
@9N5299Q1wk1W
First time buyers could get a tax exemption but government should not be stealing money from citizens and then dispensing it back to the citizens like dog treats.
@9N36579Republican2wks2W
Yes, but I would prefer tax credit options instead
@9N349N32wks2W
No, get rid of regulations on the construction of houses
@9MYMGYN2wks2W
Yes, but on a sliding scale, with the subsidy disappearing with an individual income over $100K
@9MYFTRJRepublican2wks2W
Yes, as long as the subsidies are repaid, like the 2008 subsidies.
@9MTZNC42wks2W
Yes, provided those homebuyers are active in the workforce and are low-to middle-income
@9MS62CQLibertarian2wks2W
No. It's basic supply & demand. Profit will stop being made because nobody can afford prices anymore. But I sure will use any advantage offered when I buy.
@9MRVLQQ2wks2W
Maybe for younger buyers, but not for first time homebuyers.
@9MPX6ZB2wks2W
Not direct subsidies, but lower down payment percentage requirements without charging penalties
@9MPFVFP2wks2W
only for low income families, or people planning to start a family
@9MMTS583wks3W
If the first time buyer meets minimum requirements
@JcawolfsonIndependent 3wks3W
Regardless, this is a local/state government’s decision
@9MM9F75Republican3wks3W
I think a tiny amount just because it is their first time buying a home so it could be helpful to buy furniture or decorations.
@9MM7VJZ3wks3W
If subsidies are needed then they should be provided
@9MM5CPY3wks3W
Yes but to those who's family's had struggled in the past
@9MM4NFT3wks3W
Incentivize builders to create more starter homes.
@9MM4HQS3wks3W
This depends on the situation. Specifically who is buying the house for the first time? It depends because hypothetically it could be a couple who should have saved up. Or it could be a single parent attempting to buy a house. It really depends.
@9MM4F353wks3W
Depends on the situation in which the first time buyer finds himself.
@9MM2ZQVIndependent3wks3W
Kind of, i feel it would be helpful but it would also help to check how much they make before just handing out that funding.
@9MM2GZ43wks3W
Yes, but the government should decrease the financial support over time
@9MM28Y9Republican3wks3W
Shouldn't move the house price down should just allow them to have an alright credit score and let them just pay smaller mortgages
@9MM288V3wks3W
Through time the subsidies should be lowered especially if they do not have children. If they cannot keep up with the payments then they should then stop receiving the subsidies.
@9MLZQLY3wks3W
It would be nice for first time house buyers but the overall population it wouldnt benefit all.
@Dry550Independent 3wks3W
Yes, it’s very expensive buying a house, people should have help the first time, everybody deserves a house
@9MLW5SH3wks3W
No, the government should focus on increasing the supply of housing, not allocating housing
@9MLVFQR3wks3W
Government should regulate the housing market making it easier for everyone to compete.
@9MLJPS73wks3W
In todays economy, it wouldn’t be the worst thing in the world. If we’re talking 10/20 years ago when home-ownership was viable, then no.
@9MLHY5W3wks3W
The government should incentivize rather than subsidize first-time home ownership.
@9MKYNGJ 3wks3W
Yes, but the government should focus on incentivizing more housing to be built in the first place. If more housing were available, prices would be cheaper, and subsidies would not be as necessary.
@6LV5ZML 3wks3W
I think before handing out subsidies, we should pass other legislation that prioritizes and protects home ownership amongst American citizens, the middle and lower class, and post-boomer generations.
@9MK75BXIndependent3wks3W
Not really in the form of subsidies, although first-time homebuyers may benefit off a little bit of financial assistance.
@ISIDEWITH3wks3W
Yes
@9NMM2HS2 days2D
I would imagine that if you support this, it would be because you are aware that the government has been messing with the prices and keeping them artificially high, so a "subsidy" is actually just making a dent in what market forces would ordinarily demand. If they break your legs, they owe you a crutch, at the very least.
However, I think the better option is to stop breaking legs. Propping up subsidies simply institutionalized a part of an industry that needs to be completely overhauled.
@524STTZAmerican Solidarity 2 days2D
This would lead to the same conditions that caused the "Housing Bubble" to burst during the Great Recession.
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