Assistance programs help homeowners who are at risk of losing their homes due to financial difficulties by providing financial support or restructuring loans. Proponents argue that it prevents people from losing their homes and stabilizes communities. Opponents argue that it encourages irresponsible borrowing and is unfair to those who pay their mortgages.
@9NJDLB2Women’s Equality4 days4D
Depending on situation I believe the government should provide assistance
@9NRC8D84hrs4H
It depends on the circumstances leading to foreclosure
@9NQXJDDIndependent12hrs12H
Yes, but after an independent audit of their finances and situation over the term of the loan.
@9NQD6RQIndependent18hrs18H
Yes but only for people who pay taxes, have a clean criminal record, and have made notices to the bank about their failure to pay their bills.
@9NP9ZYB1 day1D
Yes, IF the government is the cause ie COVID lock down
@9NP88GS1 day1D
Yes, if they are going to give some of the equity to the state or city where this is. It can't be or free because they have an asset that they could do something with.
@9NNNY5J2 days2D
Yes, if it is for the homeowners' primary residence.
@9NNGDNZ2 days2D
Only in ensuring they have a place to live in the same school district after they lose their house
@9NML9K62 days2D
Yes, but only for homeowners earning up to 175% of median income or 250% of poverty level.
@9NMC4Z63 days3D
Yes and No. Ultimately depends on the homeowners situation
Yes, as long as drug abuse, alcoholism, or other forms of irresponsibility aren’t a factor in the foreclosure
@9NKQVGF 3 days3D
Only if the foreclosure is due to inflation a recession type of issues, not for personal lack of money management resulting in the foreclosure.
@9NKM8M34 days4D
No, but the promotion and encouragement on how to balance a mortgage should be promoted.
@9NJHYNY4 days4D
yes, only if brought to a trial and concluded by a jury knowing the facts and not the emotion to not cloud the ruling
@9NHYGMD4 days4D
Yes, in a capitalist system, but housing should really be free
@9NHS5NN4 days4D
Yes, if they show that foreclosure was the only option for them.
@9NHCDC75 days5D
Yes, in the form of legal representation to prevent illegal foreclosures.
@9NFFLMZ6 days6D
Yes, only if they can prove that the reason for the foreclosure was out of their control
@9ND93JL7 days7D
If it's something that's happened under the person's control for example market crash or someone who is the provider dies than yes
@9NCY4277 days7D
depending on specific situation. certain professions should be protected ie veterans, teachers, public servants, elderly, etc... healthy working age people should only be eligible for assistance if they are actively participating in programs that help with employability.
@LucidLibertarian 1wk1W
Yes, for those whose financial hardship leading to foreclosure are due directly because of government's policies such as COVID restrictions, high interest rates, causing inflation by uncontrolled spending, etc.
@9NC9GJ21wk1W
No, unless the foreclosure is due to malfeasance by a financial institution.
@9NBZ2BKLibertarian1wk1W
No, if the owner is at fault for not paying. Yes if it is due to job loss or other factors like health reasons.
@9NBS7M61wk1W
Yes, if major events, death, job loss, disaster, etc. Are at the root of foreclosure
@9N9SF9S1wk1W
Yes but they would need to prove why they can't pay their mortgage.
@9N992SC1wk1W
It would depend on what lead to the foreclosure. Poor money management then no. Life altering event such as job loss or hospitalization then yes
@9N92GYS1wk1W
Yes, but only if alcoholism, drug abuse, or irresponsible borrowing aren’t a factor in the foreclosure.
@2NFKLZQProgressive 1wk1W
Depends on the situation. Owning multiple properties should preclude qualifying for assistance.
@9N7S4YJRepublican 1wk1W
It could go either way depending on the situation of the homeowner.
@9N7PGBC1wk1W
If the person is facing foreclosure due to their own faults they should receive no help. But if they’re facing foreclosure due to illness or emergencies and lost work then they should have access to programs that help keep their homes
@9N694LC1wk1W
I feel like they should, only if the person has an actual reason for it and try to get their payments in.
@9N5WBYD1wk1W
Yes, and repossession of homes by financial institutions should be heavily restricted to high earners.
@9N5PMY81wk1W
It depends on the situation such as an accident has caused them not to be able to work that was not their fault
@9N5CVPX2wks2W
I feel like if someone is possibly losing their house because they only have means of getting money from divisibility or any other kind of government assistance the government should help them have a stable living space.
@9MZ7QKH2wks2W
yes as long as it is being used for people who actually need it
@9MYMGYN2wks2W
Yes, based on the circumstances that led to foreclosure. High income families the made risky investments should not be the beneficiary of assistance, but small business owners should.
@9MX26BJ2wks2W
No, but refuse to allow police to be used for enforcement of foreclosure evictions and adopt pro-squatter laws and a Housing First policy
@9MVWJ7B2wks2W
Absolutely, it's essential for the government to offer support to homeowners experiencing foreclosure. Providing assistance in these situations can help prevent individuals and families from losing their homes and facing financial distress. Programs that offer counseling, loan modifications, or refinancing options can be crucial in helping homeowners navigate through challenging times and potentially avoid foreclosure.
@rosetintedarcher 2wks2W
Yes, but this should be reported on their credit reports as a result
@9MTZNC42wks2W
Yes, but only for working homeowners without a criminal history or a history of alcoholism or drug abuse.
@9MTD3CH 2wks2W
Yes, but have someone help them analyze their finances to put them on a better path
@9MS62CQLibertarian2wks2W
Depends on circumstances. If it's like the bank bailout, absolutely. Private citizens ended up getting punished for governmental Muck up. If it's a result from poor decisions, then no.
@9MS2G3M2wks2W
no, unless its a serious matter that the home owner had no part of
@9MRVDQD2wks2W
Yes, as long as the person isn't being convicted for a crime.
@9MQ6KZG2wks2W
Only if they can't physically make the house payment because of an disability, age, or emergency.
@9MPX6ZB2wks2W
This should be an option in case-by-case scenarios but not the norm.
@9MPNYMJ2wks2W
Yes, but only after a careful audit of the homeowner's financial transactions.
@9MNQ2RF2wks2W
Yes. Some people who can't get a job that pays enough, can't continuously pay their rent if they don't have enough money, they need help somehow.
@9MN6C943wks3W
Yes, but only if they are trying to get a job or already have one
@Fearless261 3wks3W
Yes - But only if there is more than 3 years of timely payments on record.
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