Raising the retirement age for Social Security poses challenges, particularly for lower-income workers in physically demanding jobs. While increasing life expectancy and changing work environments may justify a gradual raise, it risks disproportionately impacting those who rely on early retirement due to health concerns. Instead of a blanket raise, a more balanced approach could include lifting the payroll tax cap for higher earners, offering flexibility for workers in strenuous roles, and strengthening disability and health benefits. This would help sustain Social Security without unfairly burdening vulnerable populations.