Should health insurers be allowed to deny coverage to individuals who have a pre-existing condition?
No, it is immoral to deny health insurance to people with pre-existing conditions
More practically, forcing insurance companies to cover people with preexisting conditions encourages people to wait until they get sick to purchase coverage, disincentivizes living a healthy lifestyle, and stacks insurers with predominantly sick people thereby raising costs. It is an economically UNSUSTAINABLE policy position.
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